Lawrence Ogbonnah CGA, PC offers a starting point towards your budgeting needs with interacitve financial calculators.
Having the right financial tools and financial advice is incredibly important to your success.
You may be asking yourself these questions right now: Should I refinance my mortgage? How much do I need to save for my child's college education?
As accounting professionals serving individuals, professionals, and small businesses in Calgary and across Canada we have had these questions posed to us on a daily basis.
So we are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.
Please contact us if you would like to discuss your financial situation even further. We are here to help.
Financial Calculators |
| Auto Loan Calculator | Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price! |
| Bi-weekly Payment Calculator | This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment. |
| Breakeven Analysis | Find out how many and what price you must sell your product at to make a profit. |
| Business Valuation - Discounted Cash Flow | This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value. |
| Buy vs. Lease | Should you lease your next automobile or finance it? Find out with this calculator! |
| Cash Flow Calculator | Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business. |
| Chequebook Balancer | Balance your chequebook with this quick and easy calculator. |
| Credit Assessment | How is your credit? Use this calculator for a quick assessment! |
| Credit Card Pay Off | Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. |
| Education Savings | Use this calculator to help develop or fine-tune your education savings plan. |
| Financial Ratios | This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. |
| Home Budget | Analyze your budget, see where your money goes and find out where you can improve! |
| How much do you owe? | Use this calculator as a starting point for your debt management plan. |
| Life Insurance | Find out how much life insurance you really need! |
| Mortgage Calculator | Use this calculator to determine your monthly payment and amortization schedule. |
| Mortgage Payoff | Save thousands of dollars in interest by increasing your monthly mortgage payment. |
| Mortgage Qualifier | This calculator helps you determine just how much house you can afford. |
| Net Worth | This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. |
| Rent vs. Buy | Are you better off buying your home, or should you continue to rent? |
| Retirement Income | Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. |
| Retirement Planner | Quickly determine if your retirement plan is on track - and learn how to keep it there. |
| RRSP Loan Calculator | An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan. |
| Student Budget Calculator | This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. |
| Tax Free Savings Account (TFSA) Comparison | This calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account. |
| Taxable vs. Tax Advantaged Investments | This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment. |
| Working Capital Needs | Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year. |